如何Much Should I Save?
Owning a home can be expensive. Not only do you have your monthly mortgage, taxes, and insurance, but every now and then you’ll have to tackle emergency repairs. Repairs may be simple, such as replacing a leaky faucet, or costly, such as a new roof.
So how much should you set aside? “According to the one percent rule, you should set aside at least one percent of your home’s value every year for home maintenance. For a $360,000 house, this works out to $3,600 per year, or $300 per month,” according to发现。另一家拇指规则节省了您房产税，抵押贷款和保险费总额的10％。以下是您的房屋维修应急基金的15件事应该能够覆盖。
修理或更换泄漏的水龙头
无论是in the bathroom or the kitchen, chances are at some point you’ll have to修理或更换泄漏的水龙头。在修理龙头时可能不会花费你的任何东西，而不是一点肘部润滑脂和时间（有很多YouTube视频帮助你导航这个常见的管道问题），更换水龙头可能有点昂贵。
The average cost of installing a new faucet is $239, according to套道。
Roof Repair or Replacement
除害虫
房主在某些时候处理有害生物并不罕见，如蚂蚁，mice，或白蚁。费用可能会有所不同，具体取决于您正在处理的害虫以及您居住的国家的哪个地区。
平均成本pest control will range from $250-$400, according tohomegeide.。
Clogged Drains
如果它是水槽排水管，淋浴排水管或家用的下水道线并不重要，具有堵塞的流失是真正的痛苦。如果雇用专业人士，您可能会支付工人来到您家的固定费用，除了可能需要解决问题的任何时间和材料。
平均成本固定水槽或淋浴排水管据此可能会花费100美元至225美元Thumbtack在清理主水平线的同时，可能会花费800美元的价格。
Leaky Basement
Leaky basements are a common issue for homeowners, whether your home is old or new. Fixes for leaky basements may include fixing cracks in a home’s foundation, adding drains and gutters or安装一个油底壳泵and drain tile, so costs can vary.
The average homeowner spends around $4,463 to seal a basement or foundation, with minor repairs costing about $600, according to套道。
有关：这些是最常见的家电维修
Burst Pipes
而we’re on the subject of water,爆发管道may be one of the biggest headaches for homeowners. Not only will you have to deal with replacing the pipe, but you may end up needing to replace drywall and flooring, depending on the severity of the burst and the damage the resulting water causes.
据您认为，修复管道的平均成本为150美元，但您还可能需要为水管工每小时支付50至140美元的费用。Thumbtack。
电气修复
热水器修理或更换
传统的坦克式water heater has an average lifespan八到12年，定期维护可以帮助延长单位的生命。更不用说，定期维护可以帮助您避免可怕的热水器泄漏和可能发生的洪水。
平均而言，水加热器的年度维护费用应运行80美元至100美元，而平均更换成本将使您恢复750美元至1,400美元，据American Family Insurance。
更换炉子或中央空调
Your furnace and air conditioner work to keep your home and its occupants at the ideal temperature. Regular maintenance will help keep these fixtures running efficiently, but there may come a time when they need to be replaced.
The average cost of replacing your furnace or central air conditioning system, depending on the complexity of the work, could easily exceed $10,000, according torealtor.com。
Replace a Garbage Disposal
无论是堵塞或者需要更换，作为房主，您可能会在某些时候处理您的垃圾处理。虽然堵塞的垃圾处理可能是一个简单，廉价的修复，但一个新的垃圾处理可能会贵，这取决于您想要的高端程度。
据此，新的垃圾处理的平均成本可以从100美元到1000美元Farmers Insurance。
Garage Door Repair
Replacing or repairing your garage door据介绍，它的开启者通常被认为是投资回报率的最高家庭改善项目。The Home Depot。在某些时候，门的轨道，弹簧或开启器本身可能需要维修。
Depending on the type of repair needed, expect to pay $99 to $500, according to The Home Depot.
Mold Removal
树修剪或移除
树修剪and removal can be a big job, especially when it comes to logistics such as avoiding structures and power lines. Not to mention that debris will need to be hauled away. The cost of this project will likely be based on factors such as the size of the tree, scope of the project, the tree’s health and amount of clean-up needed.
The average cost of trimming and tree removal can range from $400 to $1,500, according toThumbtack。
修理跑步马桶
这是一个常见的房主修复：Fixing a running toilet。For the DIYer, this may be a simple, relatively easy and inexpensive fix—you may just need a few hardware store supplies. However, if you need to hire a plumber for this job, expect to pay an hourly rate, plus any materials.
The average cost of hiring a plumber is $280, according to套道。
Appliance Repair
At some point as a homeowner, you’ll likely face the task of appliance repair. Whether it’s the refrigerator, stove,dishwasheror the washing machine, the cost of these repairs can vary greatly. Sometimes, hiring a professional is the way to go and you’ll likely pay both an hourly rate plus the cost of any materials.
据此，平均设备维修费用运行171美元，典型范围为105美元至240美元，据套道。
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