12个令人惊讶的真相关于千年购房者

尽管千禧一代置业球，NerdWallet分析of various recent studies found that they aren’t buying homes at the pace of previous generations—mainly because they believe they’d be ineligible for a mortgage due to insufficient credit score/history, inability to afford the down payment or closing costs, insufficient income for monthly payments, and/or too much existing debt. But NerdWallet would counsel young people that their fears are largely unfounded: Given the estimated monthly income of $2,940 for Americans ages 25 to 34 (from the Bureau of Labor Statistics) and median estimated monthly principal and interest payments of $945 (from Black Knight Financial Services), millennials, on average, would reach a monthly debt-to-income ratio of 32 percent, well within the range acceptable to most lenders when considering抵押应用。